Forms & Policies

• Personal Banking Schedule of Charges
• Islamic Banking Schedule of Charges
• Corporate Banking Schedule of Charges – Account Services
• Corporate Banking Schedule of Charges – Cash Management Services
• Corporate Banking Schedule of Charges – Trade & Supply Chain Finance Service Effective 15th Sep 2025
• ISLAMIC WHOLESALE BANKING SCHEDULE OF CHARGES ACCOUNT OPERATIONS & CASH MANAGEMENT
• ISLAMIC WHOLESALE BANKING SCHEDULE OF CHARGES – TRADE FINANCE

Dear Customer,

Value Added Tax (VAT) came into effect the United Arab Emirates as of 1st January 2018 as per the Federal Tax Authority (FTA). Effective July 2018, certain fees & charges are subject to additional 5% as Value Added Tax where applicable.

Refer to the list of Banking fees and charges, Schedule of Charges (Corporate)

All customers who are entitled to recover their input VAT must submit their VAT registration emails including Tax Registration Number (TRN) by completing the VAT Information collection Form and sending it to uabvatc@uab.ae.

• Personal Banking Schedule of Charges
• Islamic Banking Schedule of Charges
• Corporate Banking Schedule of Charges – Account Services
• Corporate Banking Schedule of Charges – Cash Management Services
• Corporate Banking Schedule of Charges – Trade & Supply Chain Finance Service Effective 15th Sep 2025
• ISLAMIC WHOLESALE BANKING SCHEDULE OF CHARGES ACCOUNT OPERATIONS & CASH MANAGEMENT
• ISLAMIC WHOLESALE BANKING SCHEDULE OF CHARGES – TRADE FINANCE

Dear Customer,

Value Added Tax (VAT) came into effect the United Arab Emirates as of 1st January 2018 as per the Federal Tax Authority (FTA). Effective July 2018, certain fees & charges are subject to additional 5% as Value Added Tax where applicable.

Refer to the list of Banking fees and charges, Schedule of Charges (Corporate).

All customers who are entitled to recover their input VAT must submit their VAT registration emails including Tax Registration Number (TRN) by completing the VAT Information collection Form and sending it to uabvatc@uab.ae.

• Goods Murabaha Isl
• Account maintenance form ISL
• Account opening form ISL
• Affordability assessment form ISL
• After sales services form ISL
• ATM dispute form ISL
• Authorization letter ISL
• Card service form ISL
• Cash declaration ISL
• Credit card application form ISL
• Declaration of liabilities ISL
• Funds transfer form ISL - Retail Banking
• Home finance Ijarah application form
• Khiyar Al Shart
• Letter requests form ISL
• PDC lodgement, Postponement & Withdrawal form ISL
• Personal details form ISL
• Personal finance application form ISL
• Personal Loan/Finance Comparison form
• Service request form ISL
• MURABAHA AUTO FINANCE APPLICATION FORM
• Letter Request
• Premium Banking – Islamic Account Opening Application Form
• Premium Banking– Islamic Personal Details Form
• Premium Banking– Islamic Credit Card Application Form
• Premium Banking– Customer Investment Risk Profile
• Premium Banking– Upgrade Form
• Addendum To The Master Wakala For Investment For The Facilitation Of Golden Visa
• Master Wakala Agreement For Investment (Golden Visa Linked Wakala)
• Master Wakala Agreement

• Fatwa (Certifying the Islamic Retail Products & Services)
• UAB Islamic General Terms & Conditions
• Islamic Financial Transactions
• Islamic Banking Terms & Conditions Governing Consumer Protection
• UAB SMART CASH DEPOSIT MACHINE SERVICES ISLAMIC TERMS AND CONDITIONS

• Key Facts Statement – Premium Banking Islamic Current & Saving Accounts
• Key Facts Statement – Premium Banking ISLAMIC CREDIT CARD
• Key Facts Statement - ISLAMIC CURRENT AND SAVING ACCOUNT
• Key Facts Statement - ISLAMIC CREDIT CARD
• Key Facts Statement - ISLAMIC IJARAH "HOME FINANCE"
• Key Facts Statement - PERSONAL FINANCE "TAWARRUQ"
• Key Facts Statement - AUTO FINANCE
• Key Facts Statement - Islamic Placements
• Key Facts Statement - Wakala-linked Golden UAE Visa
• Key Facts Statement - Green Auto Finance
• Key Facts Statement - GREEN HOME FINANCE

• Personal Banking Schedule of Charges
• Islamic Banking Schedule of Charges
• Corporate Banking Schedule of Charges – Account Services
• Corporate Banking Schedule of Charges – Cash Management Services
• Corporate Banking Schedule of Charges – Trade & Supply Chain Finance Service Effective 15th Sep 2025
• ISLAMIC WHOLESALE BANKING SCHEDULE OF CHARGES ACCOUNT OPERATIONS & CASH MANAGEMENT
• ISLAMIC WHOLESALE BANKING SCHEDULE OF CHARGES – TRADE FINANCE

Dear Customer,

Value Added Tax (VAT) came into effect the United Arab Emirates as of 1st January 2018 as per the Federal Tax Authority (FTA). Effective July 2018, certain fees & charges are subject to additional 5% as Value Added Tax where applicable.

Refer to the list of Banking fees and charges, Schedule of Charges (Corporate).

All customers who are entitled to recover their input VAT must submit their VAT registration emails including Tax Registration Number (TRN) by completing the VAT Information collection Form and sending it to uabvatc@uab.ae.