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World
Platinum
Titanium

Cashback loyalty program

up to

10%

up to

5%

up to

5%

maximum Monthly cap applies

Yes

Annual Fees

First Year

FREE

Second year onwards

AED 1,050

*Annual Fee Waiver, subject to 60,000 AED annual spend

Second year onwards

AED 787.5

*Annual Fee Waiver, subject to 60,000 AED annual spend

Always

FREE for life

Fee Waiver Condition

~AED 60,000 annual spend

Fee Waiver Condition

~AED 60,000 annual spend

Fee Waiver Condition

Not applicable

Retail interest rate

~2.79%

Retail interest rate

~2.99%

Retail interest rate

~3.19%

Statement date

14th of every month

Payment date

6th of every month (in a 30 day month)

Salary criteria

AED 25,000

Salary criteria

AED 10,000

Salary criteria

AED 6,000

AGE CRITERIA

21 - 65 years old

Other privileges

On the easy payment plan interest rate for 6 months

0%

interest rate for 6 months

0%

Airport Lounge Access

1,200+ lounges globally

Airport Lounge Access

Limited / selective benefits

Airport Lounge Access

Limited

Travel Benefits

Lounge access Travel insurance Careem offers Car rental offers

Travel Benefits

Limited travel benefits

Travel Benefits

Entry-level travel perks

Lifestyle Privileges

ENTERTAINER + offers

Eligibility

UAE residents + income + credit eligibility

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