Home Loan
A home of your own is one of life’s most important milestones. At UAB, we offer home loans designed to make your journey simple, flexible and accessible. Helping you move closer to owning the home of your dreams.
KEY Features
- Attractive interest rates starting from 3.79%
- Choice of fixed or variable rate options
- Loan amounts of up to AED 25 million
- Financing of up to 85% of the property value*
- Available in both conventional and Islamic financing options
- Dedicated mortgage advisors to support you at every step
- Flexible repayment terms of up to 25 years
Financing is also available for non‑resident individuals.
Eligibility
- Salaried or Self-employed individuals
- UAE Nationals or Expats.
- Minimum monthly salary of AED 15,000
- Minimum monthly income of AED 25,000 for Self Employed.
- Loans offered on all completed residential freehold properties across all emirates.
*Finance up to 85% of the property value for UAE Nationals and 80% for Expats.
*Subject to terms and conditions.
Feature (only for UAE nationals)
Facing financial challenges? If you've experienced a shift in your financial situation and are struggling with mortgage or home finance payments, United Arab Bank's debt assistance plans are designed to assess your individual circumstances and offer relevant support.
Reach out to us at 800474
or +97165987332 (outside UAE),
or visit your nearest UAB branch.
Home Loan
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The example shown in the calculator is not a quotation and is for indicative purposes only. Terms and conditions apply. Interest rates vary by tenor and subject to bank policy based on individual circumstances.
Explore Islamic financing options
Here are some of our alternative financing solutions for you.
