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Salary Advance Facility (salaf)

Salary Advanced Facility is one of the flexible facility options offered by UAB Islamic Banking Department for the Individuals having their salaries transferred to their UAB Islamic Current Accounts.

SALAF account is structured under the Islamic concept “Qard AL Hasan” (i.e. Interest Free Loan) where no Interest/Profit is charged on the amount lent, however, a fixed monthly fee is charged only upon the utilization of the SALAF limit.

Through SALAF, UAB Islamic Current Accountholders can benefit the possibility of overdrawing their account balances to the limit agreed by the Bank.

Key Features

  • Fully Shari'ah Complaint.
  • Minimum SALAF limit is AED 5,000.
  • Maximum SALAF limit is AED 75,000.
  • SALAF can be granted for maximum 12 months of limit input to account.
  • The limit for SALAF will be 1 (one) time multiple of customers' monthly salary.

SALAF is restricted to salaried customers transferring their salaries to UAB Islamic Current Accounts.

Where can I get it?

All you need to do is visit any of our conveniently located branches or call 800 474

To download the brochure, please click here.


You can reach us using any of the following numbers

UAB Toll Free

800 474

International callers

+971 6 5987332

Sadara Toll Free

800 72 32 72

Sadara international

+971 6 5987333

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