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Q1 2022 financial highlights

Capitalization levels are well above the current applicable regulatory requirements:

  • Capital Adequacy ratio: 14.3%
  • CET1 ratio: 13.1%

Adequate Liquidity profile was maintained in Q1 2022:

  • Advances to Stable Funding ratio: 80 %
  • Eligible Liquid Assets: 16%
  • Loan: Deposit ratio: 78%

Costs rationalization:

  • Reduction in Operating expenses by 8% QoQ

Provision Charges: on a total portfolio basis, the Bank continues to demonstrate significant improvement in Q1 with 55% YoY reduction in provision charges 2022 which resulted with:

  • NPL ratio: 12.4%
  • Provisions coverage ratio: 126%


  • Total Operating income increased by 3% QoQ to AED 116.9m
  • Net profit: recorded AED 30.4m

You can reach us using any of the following numbers

UAB Toll Free

800 474

International callers

+971 6 5987332

Sadara Toll Free

800 72 32 72

Sadara international

+971 6 5987333

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