GREEN SUSTAINABLE FINANCE
KEY benefits
As the world increasingly prioritizes environmental sustainability, there is a significant opportunity for you to make environmentally responsible choices and for us as a trusted partner to offer you the adequate products. Our program will not only support your efforts to adopt more eco-friendly lifestyle but also enhance UAB's commitment to environmental responsibility and support UAE government’s vision to achieve net zero by 2050.
Did you know that the carbon absorption of mangroves is up to 5 times higher compared to tropical forest. That’s why, we plant a tree or mangrove for you, free of charge for each UAB Green Home Loan and/or UAB Green Auto Loans, symbolizing our commitment to environmental stewardship.
GREEN HOME LOANS
- Attractive rates starting from 4.29%
- For LEED or BREEAM certified properties with adequate rating*
- Loan amounts of up to AED 25 million
- Financing up to 85% of property value
- Conventional and Islamic financing options
- Dedicated mortgage advisors at your service
- Financing also available for non-resident individuals
* Applicable to residential properties with LEED certification with Gold or Platinum rating or BREEAM certification with Very Good or above rating.
- 0.20% discount on applicable home loan rate
- 50% discount on arrangement fee
- One tree or mangrove planting on your behalf, free of charge
Subject to terms and conditions.
- The property has to be LEED or BREEAM certified with adequate rating
- Salaried or Self-employed individuals
- UAE Nationals or Expats
- Minimum monthly salary of AED 15,000
- Minimum monthly income of AED 25,000 for Self Employed.
- Loans offered on all completed residential freehold properties across all emirates
- For UAE Nationals: Finance up to 85% of the property value
- For Expats, Finance up to 80% of the property value
Are you dreaming of a home that not only reflects your lifestyle but also contributes to a sustainable future? Introducing our UAB Green Home Loan, designed for eco-conscious individuals like you.
GREEN AUTO LOANS
- Car Loans up to AED 500,000
- Tenor up to 60-months
- Car finance in the UAE requires no salary transfer
- Auto loans finance up to 80% of vehicle value
- 0.25% discount on applicable Auto Loan rate for electric and hybrid car models
- Nil arrangement fee
- Subject to terms & conditions.
- Electric or hybrid vehicles
- Salaried or Self-employed individuals
- UAE Nationals or Expats
- Minimum monthly salary of AED 15,000
- Minimum monthly income of AED 25,000 for Self Employed.
At UAB, we believe in driving towards a sustainable future, and we want to support your eco-friendly choices. That’s why we are excited to introduce our Green Auto Loan, specially crafted for electric and hybrid vehicles.
