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Balance Transfer

Balance Transfer – Transfer and Earn

The best ‘Balance Transfer’ program in the UAE

Transfer your credit card balance from another bank to UAB's credit card today and “fly for free”

UAB Rewards – the Ultimate loyalty program

  • .Avail Balance Transfer at 0% interest
  • Earn 1 ‘UAB Reward’ for every AED 5 transferred or 0.20 ‘UAB Rewards’ for every AED 1 transferred

Program Offer:

New Cards with Balance Transfer request with the application form or for Existing Customer

  •  UAB Reward per AED 5 of balance transfer*

Program Benefits:

  • Transfer other card Balance and fly for free.
  • 0% interest on Balance transfer for the first 6 months.
  • 1 "UAB Reward" point for every AED 5 transferred.
  • Open to conventional credit card holders only.

Product Details:

  • Minimum Balance transfer amount - AED 2,500.
  • Max amount (% of limit): 80% of the available limit*
  • Only open to primary cards only.
  • Available for conventional card holders only.
  • Customer can avail multiple Balance Transfer, but the total Balance Transfer amount should not be more than 80% of the available limit.
  • Processing fee: 3% or AED 300 (whichever is higher) per application.
  • Balance Transfer application form required for each BT application - download.
  • Maximum Cap for UAB Reward points for the Balance transfer campaign would be 100,000.
  • Credit Cards, Instant Cash Facility and Balance Transfers are granted at the sole discretion of United Arab Bank (UAB).

You can apply through:

  • Our Online Banking.
  • Our Mobile App.
  • Our helpline, call 800 474.

*Terms & conditions apply.


You can reach us using any of the following numbers

UAB Toll Free

800 474

International callers

+971 6 5987332

Sadara Toll Free

800 72 32 72

Sadara international

+971 6 5987333

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