Date: 01 January 2025
| Currency | AED |
| Minimum Personal Account | AED 25,000 |
| Minimum Commercial Account | AED 100,000 |
| Minimum Tenor | One year with freedom to choose a maturity between one, two or three years |
| Interest Rates, Coupon | Semi-annual coupon payments |
| Early Redemption | Possible, with no penalty if cancelled on any interest payment date after one year. If cancelled within the first year, a 1% penalty on interest rate is applied. No interest if cancelled within 1 month of placement |
| Fixed Interest Rate | Pays a coupon every six months |
| Overdraft Facility Against Deposit | Available against the deposit under lien |
| Maturity Price / Redemption Price | 100% of the initial deposit |
| Validity | Offer is valid from 1st January 2025 to 31st January 2025 |
Indicative Fixed Rate Series
| Interest Period | Interest Rates (per annum) |
| 1st semester | 3.60% |
| 2nd semester | 3.70% |
| 3rd semester | 3.75% |
| 4th semester | 3.80% |
| 5th semester | 3.85% |
| 6th semester | 3.90% |
