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Why 3D secure?

Your UAB Credit Card is equipped with advanced security for your peace of mind.

Our 3D Secure mastercard provides an additional level of verification for all your online transactions.

3D Secure is the industry's global gold standard for online fraud prevention.

UAB credit cards are now 3D Secure for Online Transactions.

Now online transactions on your UAB credit card are fully protected with 3D Secure.

3D Secure mastercards are the industry's global gold standard for online fraud prevention.

What does 3D Secure mean?

3D Secure is an enhanced security feature on your United Arab Bank credit card, which will protect your credit card against any unauthorized use when shopping online on any “Verified by VISA” or “Mastercard® SecureCode™” participating merchant’s sites.

Most leading online merchants globally and in the UAE participate in this. We have built this capability in partnership with Visa and Mastercard.

What are the benefits to me?

Complete protection: Based on the secure and authenticated 3D Secure feature, online transactions like travel bookings, shopping, bill payments, online fines & fees and other online bookings are more secure with the registered password from UAB.

Easy enrollment process:The next time you shop at participating online merchants using your United Arab Bank credit card, you will be prompted to create your 3D Secure Password and your own unique “Personal Assurance Message”. Enrollment is a simple one-time process.

Simple to use:When you shop at participating online merchants after enrolment into 3D Secure, you will be prompted to enter your 3D Secure password. Once you check to see that your “Personal Assurance Message” is what you created, you will enter your password and your transaction will be completed quickly and safely.

In case you forget your permanent password, you can click the “Forgot Password” link anytime and create a new password.

Free of Charge protection for customers: An extra protection is being provided to you without any charges and fees for the entire life of the card.

To know more about 3D Secure, for UAB Visa credit cards, please click here.

For UAB Mastercards, please click here.

View our 3D Secure Terms and Conditions here.


You can reach us using any of the following numbers

UAB Toll Free

800 474

International callers

+971 6 5987332

Sadara Toll Free

800 72 32 72

Sadara international

+971 6 5987333

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