عربي

ISLAMIC SAVINGS ACCOUNT

We are committed to offering banking solutions that align with your values while rewarding you along the way. Our Islamic Savings Account is fully compliant with Shari’ah principles, designed to meet your financial needs with integrity and convenience. Enjoy flexible access to your funds at any time, along with the opportunity to earn competitive indicative profits.
Islamic saving accounts united arab bank

KEY benefits

  • Flexibility to control cash.
  • Profit earnings.
  • Money saving.
  • Easy and simple access to account through Online Banking, Phone Banking and ATMs.

Key Features

  • It can be either an individual or a joint account.
  • Easy to open with International currencies.
  • Free ATM Card.
  • Monthly account statement.

How to manage

You can process all your transactions account through various channels


  • ATM & Branch Networks
  • Online Banking Services
  • SMS Banking Services
  • Customer Services Center

Mudarabah Savings Account

Experience exceptional savings with United Arab Bank’s Mudarabah Savings Account. Enjoy competitive profit rates, flexible deposits, and easy access to the service. Your funds will grow in a Sharia-compliant manner, offering you confidence and security in your savings journey. Open your account today to start your journey towards a rewarding financial future.

 

Please find the distributed profit rates as below:

  • 2026
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
Q1 1.1287

We ensure complete transparency in our Mudarabah-based accounts. The pool weightages are as follows:


Product Description Weightage Tier on Product Monthly Average Balance
Islamic Term Deposits -9 Month<0.5M 0.75
WAKALA AND OTHER DEPOSITS 1
Islamic Term Deposit - 12 Mon<0.5M 0.6
Islamic Term Deposits - 12 Month<1M 0.65
Islamic Term Deposits - 12 Mon<3.0M 0.7
Islamic Term Deposits - 12 Mon<5.0M 0.75
Islamic Term Deposits - 12 Mon>5.0M 0.8
Islamic Term Deposits - 1Month<0.5M 0.35
Islamic Term Deposits - 1Month<1M 0.4
Islamic Term Deposits - 1Month<3.0M 0.45
Islamic Term Deposits - 1Month<5.0M 0.5
Islamic Term Deposits - 1Month>5.0M 0.55
Islamic Term Deposit - 3 Mon<0.5M 0.45
Islamic Term Deposits - 3Month<1M 0.5
Islamic Term Deposits - 3Month<3.0M 0.55
Islamic Term Deposits - 3Month<5.0M 0.6
Islamic Term Deposits - 3Month>5.0M 0.65
Islamic Term Deposits - 6 Mon<0.5M 0.5
Islamic Term Deposits - 6Month<1.0M 0.55
Islamic Term Deposits - 6Month<3.0M 0.6
Islamic Term Deposits - 6Month<5.0M 0.65
Islamic Term Deposits - 6Month>5.0M 0.7
Islamic Term Deposits - 9Month<1.0M 0.75
Islamic Term Deposits - 9Month<3.0M 0.75
Islamic Term Deposits - 9Month<5.0M 0.75
Islamic Term Deposits - 9Month>5.0M 0.75
Islamic Savings Account 0.5

Note: The Investment Risk Reserve and Profit Equalization Reserve are set at 0.5% each, in line with the regulatory requirements and market standards.


Mudarabah Saving Account Profit Sharing percentage is 20:80 (The Percentage may change from time to time at bank's Sole Discretion).

ISLAMIC SAVINGS ACCOUNT

More to Explore

Relevant information

Islamic personal banking forms

Islamic PERSONAL BANKING TERMS & CONDITIONS

Islamic Savings account FAQ

schedule of charges