Home Finance

Home Finance

Key Features

  • Loans up to 25 years
  • Up to 80% loan to value
  • Conventional and Islamic financing options
  • Private Villa financing for UAE Nationals
  • Refinance facility for unencumbered property
  • Loans offered on all completed properties with title deed


  • Salaried or Self Employed individuals
  • UAE Nationals or Resident Expatriates
  • Minimum monthly income AED 15,000 for UAE Nationals
  • Minimum monthly income AED 20,000 for Resident Expatriates
  • Minimum monthly income AED 50,000 for Self Employed

Step Up

Step Up * from UAB Home is designed to make owning your home a reality. Available for rates as low as 3.69% per annum. Step Up* if you are looking for attractive fixed rates for as long as 3 years.

* Subject to terms and conditions

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Property Shield

Property Shield

  • Online enrolment zero paper work
  • Temporary accommodation costs for 24 months
  • Unoccupancy provision for 90 days
  • Reinstatement 100% of sum assured in case of total loss
  • Fire lighting, Explosion, Earthquake, Riots or Malicious acts
  • Fire brigade cost and other extinguishing expenses
  • Loss of fire extinguishing materials expended
  • Storm, Tempest and Flood
  • Aircraft or other aerial devices or articles dropped therefrom
  • Impact by vehicles watercraft locomotives or rolling stock
  • Strikes locked-out workers or persons taking part in labour disturbances
  • Architects, surveyor, consultants & legal fees
  • Debris removal and clean up

Know More

Mortgage Property Shield Insurance Plan

Property Takaful Plan

Life Shield

Life Shield

  • Automatic enrolment, zero paper work
  • 24*7 worldwide cover for death, PTD & terminal illness
  • No medical examination (Up to free cover limit)
  • Armed forces are covered for death benefit whilst they are off duty
  • Hazardous sports are covered in respect of death benefit
  • Pre Existing illness covered (Up to free cover limit)
  • Suicide covered
  • Covers crew on duty
  • Covers for joint borrower
  • Passive war risk covered
  • Covers own occupation in case of PTD

Know More

Mortgage Loan Shield Insurance Plan

Property Finance Takaful Plan


Simply the best home loan deal in the UAE

It's no secret, we want your business. So we've put together the hands down best home loan deal in the UAE

  • Apply for Home Finance facility today and avail a special 1 year fixed or 2 year Step Up rate for as low as 2.99%.
  • Transfer your existing Home Finance and get your loan Processing Fee waived.


Please provide us with a few details to help us process your application.

Are you an existing UAB customer?*
Loan Type*

Personal Details

Email *
Account Number
Language Preference

Contact Details

PO Box
Residence Tel. (Include area code)
Mobile *

Employment Details

Company Name
Office Tel. (Include area code)
Captcha Verification

Subject to UAB’s Terms & Conditions